* Group Life Insurance
* Long Term Disability
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* New York State Disability
* Group Medical
* HMO, PPO & Self Insured
   Medical Plans
* Dental Insurance
* Key Man Insurance
* Deferred Compensation
* Individual Life Insurance
* Individual Disability    Insurance
 
represent you the customer. It is our goal to find you the product that best meets your needs. Because we can provide you a wide range of products offered by numerous local and national providers, we can ensure that you are getting the best value for your employee benefit dollars.

      D. M. Ulatowski works for you the customer to design a plan that's right for you; then researches the market for you to find the most competetive solution.

      Our clients find this approach beneficial because we help them develop a total package of benefits by helping them make sense of these market driven valuable benefits.

      However, if you are only looking for a single benefit we offer the same level of commitment and service.

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